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"Simple…yet sophisticated, we’re YOUR local community bank"

 
Calculators

The following financial calculators will assist you in planning, estimating, and exploring your financial options. Get clear and concise answers about your banking calculations:

   

Savings Calculators

bulletTax Advantage Savings Calculator - calculates the monthly deposit needed to reach a specific savings goal based on time and rate.
bulletValue of Deposits Calculator- calculates the future value of deposits under various scenarios. Includes ability to change compounding methods to see effect of compounding. 
bulletRetirement Planner Calculator - are you saving enough and in the right way to provide a sunny financial future for yourself
bulletKids Savings Calculator - calculates the amount of time needed to reach a specified savings goal based on rates and weekly deposits

Consumer & Auto Loans

bulletConsumer Installment Loans - calculates monthly payment using rate, term, and principal balance.
bulletAuto Lease vs. Purchase - compares the total annual costs of leasing versus purchasing.
bulletAuto Rebates - compares the total cost of taking an auto dealers rebate and using an institution's loan vs. taking the manufacturer's teaser rate financing.
bulletAuto Loan Versus Home Equity - calculate the cost differential between purchasing a vehicle through an auto loan or home equity financing. 

Mortgage & Home Equity Lending

bulletMortgage Loans - calculates monthly payment, using purchase price, down payment percentage, rate, and term.
bullet Mortgage Qualifier - calculates the amount of mortgage you qualify for using income and expense information.
bulletRent vs. Buy a Home - itemizes the major differences between owning a home and renting an apartment. It calculates costs on a monthly basis for easy comparison with your rent.
bulletHome Equity Borrowing Power - How much can you afford to borrow on a home equity loan? 


Visit our HomeBuyers Guide - American Dream

Homework Help and So Much More - Kids Club
 


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Calculators

Disclosures

 

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