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"Modern Banking............ the Old Fashion Way"




Messenger is a service we are able to provide free to Online Banking customers.  It allows you to choose from a number of messages in regard to your bank accounts that will automatically be sent via an e-mail or a text message.  You can receive an e-mail when your checking account balance falls below a certain dollar amount you determine, or you can get an email anytime your Check Credit is activated, or when a certain check clears your account.  You can choose to receive a text message when a deposit is made to your HSA or when a withdrawal is made from your checking account.  There are many options available.

 When using Online Banking you’ll notice the messaging section in the upper left part of your screen just above your list of accounts.  Go to the account type you would like to establish a message for and click on “New”.  From the drop-down box choose the type of message you would like to receive and click on “Next”.  You will then need to type in the criteria you want to trigger a message and hit “Submit” or simply hit “Submit” if no criteria is necessary...  i.e. if you simply want your checking balance sent to you no input is needed, if you would like a message sent only when your checking balance falls below $200 you will need to enter that amount.

 If you would like to receive a text message on your cell phone instead of an e-mail to your computer you will need to key in your SMS text address in place of your e-mail address.  If you are unsure of your SMS text address please see below for a list of some of our area’s more popular cell phone providers’ SMS addresses or contact your provider directly.

 We hope you will take advantage of this convenient service.  As always, should you have any questions or concerns please contact us.

If you use messenger service, you agree that:

  1. You are responsible for setting up the service.

  2. You are responsible to notify the bank of any change to your information, such as a different account number or a different email address.

  3. You understand that the service can be discontinued by the bank at any time.

  4. You understand that the bank is not liable for any errors occurring outside of the bank's control.



Cellular One

Cingular (Now AT&T)





US Cellular




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