Interest
Rates
Effective 02-01-12 through 02-07-12 APY = Annual Percentage
Yield
Rate = Interest Rate
| CD |
$10,000 and Over |
Under $10,000 |
Minimum to Open |
|
Rate* |
APY |
Rate |
APY |
|
| 60 Month |
1.60% |
1.61% |
1.40% |
1.40% |
$1,000 |
| 36 Month |
1.10% |
1.10% |
0.90% |
0.90% |
$1,000 |
|
27 Month |
1.05% |
1.05% |
0.85% |
0.85% |
$1,000 |
| 24 Month |
0.75% |
0.75% |
0.55% |
0.55% |
$1,000 |
| 12 Month |
0.60% |
0.60% |
0.40% |
0.40% |
$1,000 |
12 Month
Head Start |
0.60% |
0.60% |
0.40% |
0.40% |
$100 |
|
11 Month |
0.70% |
0.70% |
0.50% |
0.50% |
$1,000 |
| 6 Month |
0.30% |
0.30% |
0.20% |
0.20% |
$1,000 |
| 3 Month |
0.20% |
0.20% |
0.15% |
0.15% |
$1,000 |
 *All IRA's
pay the higher tier on the CD rate schedule above and require
an opening minimum balance of $1,000.
| |
Rate |
APY |
Min to
Open |
| IRA variable** |
0.32% |
0.32% |
$50 |
Early
withdrawal penalties may apply on CD's and IRA's.
| |
Rate |
APY |
Min to
Open |
| Premium MMDA** |
|
|
|
| >$250,000 |
0.70% |
0.70% |
$25,000 |
| $249,999-$100,000 |
0.60% |
0.60% |
$25,000 |
| $99,999-$25,000 |
0.50% |
0.50% |
$25,000 |
| <$25,000 |
0.00% |
0.00% |
$25,000 |
| Money Market** |
|
|
|
| >$10,000 |
0.20% |
0.20% |
$1,000 |
| $9,999-$1,000 |
0.05% |
0.05% |
$1,000 |
| <$1,000 |
0.00% |
0.00% |
$1,000 |
| Health Savings** |
|
|
|
| >$20,000 |
0.40% |
0.40% |
$50 |
| $19,999-$10,000 |
0.20% |
0.20% |
$50 |
| $9,999-$1,000 |
0.05% |
0.05% |
$50 |
| <$1,000 |
0.00% |
0.00% |
$50 |
| Regular
Savings** |
0.05% |
0.05% |
$0 |
| Christmas
Club** |
0.05% |
0.05% |
$0 |
| Interest Checking** |
0.05% |
0.05% |
$1,000 |
** Rates are
subject to change after account opening.
For more information call (920)564-2336, (920)668-6216, or Email
generalbox@oostburgbank.com |
