Mortgages for Life
Home, there's no place like it. When it comes to buying or building a home, most people need a mortgage. But mortgages can be tricky, especially when people start talking about balloon payments, points, pre-approval vs. pre-qualification, non-conforming loans, FHAs, ARMs, available WHEDA Loans and so on. As one of the top mortgage lenders in the area, Oostburg State Bank takes the time to sit down with you to discuss your options, answer all of your questions, and get you into the home you desire. Because we're not just a bank, we're banking for life.
You aren't the only one searching for "the right home." When you find it, you're going to want to be able to put in an offer that will stick. Most Realtors recommend serious buyers get pre-qualified for a mortgage, but this process differs from lender to lender. At many banks, a "pre-approval letter" in not an ironclad guarantee of mortgage funding. Unfortunately, for many people this means they think they have a loan in place, only to find out that they can't get a loan. At Oostburg State Bank, when you work with a lender to get pre-qualified, you are pre-qualified. No guessing, no worries. You're ready to buy.
Buy or Build
Some people search for the perfect home, others build it themselves. Either way Oostburg State Bank has a lending solution for you. From home mortgages to construction loans, our lenders work with you to make your dream home a reality, with the personal service you can only find at a locally-owned bank.