Privacy

Important Information About Your Privacy

What does Oostburg State Bank do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social Security number
  • Account balances
  • Payment history
  • Transaction history
  • Account transactions
  • Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
Reasons we can share your personal information Does Oostburg State Bank share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes – to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share
What We Do
How does Oostburg State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Oostburg State Bank collect my personal information We collect your personal information, for example, when you:
  • Open an account l Deposit money
  • Apply for a loan
  • Apply for financing
  • Provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing
    Definitions
    Affiliates
    Companies related by common ownership or control. They can be financial and non-financial companies. Oostburg State Bank does not share with our affiliates
    Nonaffiliates
    Companies not related by common ownership or control. They can be financial and non-financial companies. Oostburg State Bank does not share with nonaffiliates so they can market to you.
    Joint Marketing
    A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Oostburg State Bank doesn't jointly market.

     

    Rev. August 2017

     

    For questions about our privacy policy, please call us at 920-564-2336

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