Current Rates

Current Deposit Interest Rates & Annual Percentage Yield (APY)

Effective May 8, 2019 – June 4, 2019

APY= Annual Percentage Yield
Rate = Interest Rate

Certificates
of Deposit
$10,000 and Over Under $10,000 Min Bal. to Open
Rate APY Rate APY
60 Month
CD
2.60% 2.62% 2.40% 2.41% $1,000.00
36 Month
CD
2.20% 2.21% 2.00% 2.01% $1,000.00
Prior 36-Month
Step-Up CD
2.60% 2.61% 2.60% 2.61% Not Available
SPECIAL 30 Month CD 2.50% 2.52% 2.30% 2.31% $1,000.00
24 Month
CD
1.90% 1.91% 1.70% 1.71% $1,000.00
18 Month
Step-Up CD
2.40% 2.41% 2.40% 2.41% Not Available
12 Month
CD
1.60% 1.61% 1.40% 1.40% $1,000.00
We also offer a 12 month Head Start CD for customers age 0-25 with a minimum balance of $100…APYs and interest tiers are the same as the standard 12 month CD…ask for details
SPECIAL 10 Month
CD
2.00% 2.01% 1.80% 1.81% $1,000.00
6 Month
CD
1.30% 1.30% 1.10% 1.10% $1,000.00
3 Month CD 1.00% 1.00% 0.80% 0.80% $1,000.00

All IRAs pay the higher tier on the CD rate schedule above and require an
opening minimum balance of $1,000.00.

Rate APY Min
Bal. to
Open
24 Month Variable
IRA*
2.63% 2.65% $50.00
Rate APY Min Bal. to
Open
Premium MMDA*
$250,000 and
over
1.20% 1.20% $25,000.00
$249,999-$100,000 1.10% 1.10% $25,000.00
$99,999-$25,000
Under $25,000 – No interest earned
1.00% 1.00% $25,000.00
Money Market*
$10,000 and
over
0.50% 0.50% $1,000.00
$9,999-$1,000
Under $1,000 – No interest earned
0.40% 0.40% $1,000.00
Health Savings*
$20,000 and
over
0.30% 0.30% $50.00
$19,999-$10,000 0.20% 0.20% $50.00
$9,999-$1,000
Under $1,000 – No interest earned
0.10% 0.10% $50.00
Regular
Savings*
0.10% 0.10% $0.00
Christmas
Club*
0.10% 0.10% $0.00
Interest Checking* 0.05% 0.05% $1,000.00

*Rates are subject to change after account opening.

Early withdrawal penalties may apply on CDs and IRAs. Fees may reduce
earnings.

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